As a Travel VIP agent, Darcy is able to offer simplified travel insurance products to all of her customers. Please contact Darcy today, with any questions or assistance you may need, when it comes to choosing the right Manulife Travel Insurance for you and your family.
The Manulife Premium Protection Plan offers:
- Up to $10 million in Emergency Medical Insurance
- Assistance 24 hours a day, 7 days a week
- Fewer exclusions than our other plans and no medical questionnaire required
- Great value
To qualify, simply purchase within 72 hours of booking your trip.
Emergency Medical up to $10 million:
- We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
- Includes medical, dental, ambulance, air evacuation and more.
StandbyMD™
- A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
- Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
Trip Cancellation
- If you are fit to travel at the time of purchase, you may be covered if you cancel your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
Age Limit
- Must be under age 75.
Unlimited Trip Interruption
- Coverage starts from the moment you leave home.
- Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency, your personal sickness or even a pet’s illness.
- We can even pay for your unused days and help cover you for your out-of-pocket expenses.
- You can be covered if you interrupt your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
Misconnection/Travel Disruption
- Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
Travel Accident
- Up to $50,000 CAD.
Flight Accident
- Up to $250,000 CAD.
Baggage Loss/Damage
- Whether it’s your camera, clothing or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
Baggage Delay
- If your baggage is delayed at least 10 hours while you are en route, you have up to $750 in total for necessary toiletries and clothing.
Cancel for Any Reason
- Included with your policy at no extra cost.
- If you simply change your mind and no longer wish to travel, we will give you up to 80% of the non-refundable trip cost if you cancel 7 days prior to departure. If you cancel 6 days to 24 hours prior to departure we will give you up to 80% refund up to a maximum of $2,500.
Manulife Flight Assistance
- Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
OR
2. If the flight is totally cancelled, each registered insured person receives $140.
Emergency Medical up to $5 million
- We’ve got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
- Includes medical, dental, ambulance, air evacuation and more.
StandbyMD™
- A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
- Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
Trip Cancellation
- Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
Age Limit
- No limit.
Trip Interruption
- Coverage starts from the moment you leave home.
- Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
- There are 30 covered events that could cause you to abandon your trip.
Misconnection/Travel Disruption
- Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
Travel Accident
- Up to $50,000 CAD.
Flight Accident
- Up to $100,000 CAD.
Baggage Loss/Damage
- Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
Baggage Delay
- If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.
Cancel for Any Reason
- It is included with your policy at no extra cost.
- If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
Manulife Flight Assistance
- Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
OR
2. If the flight is totally cancelled, each registered insured person receives $140.
Trip Cancellation
- Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
Trip Interruption
- Coverage starts from the moment you leave home.
- Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
- There are 30 covered events that could cause you to abandon your trip.
Misconnection/Travel Disruption
- Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
Flight Accident
- Up to $100,000 CAD.
Travel Accident
- Up to $50,000 CAD.
Baggage Loss/Damage
- Whether it’s your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
Baggage Delay
- If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.
Cancel for Any Reason
- It is included with your policy at no extra cost.
- If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
Age Limit
- No limit.
Manulife Flight Assistance
- Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
OR
2. If the flight is totally cancelled, each registered insured person receives $140.
Trip Cancellation
- Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
Cancel for Any Reason
- It is included with your policy at no extra cost.
- If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
Trip Interruption
- Coverage starts from the moment you leave home.
- Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
- There are 30 covered events that could cause you to abandon your trip.
Misconnection/Travel Disruption
- Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
Age Limit
- No limit.
Manulife Flight Assistance
- Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
OR
2. If the flight is totally cancelled, each registered insured person receives $140.
Emergency Medical up to $5 million
- We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
- Includes medical, dental, ambulance, air evacuation and more.
StandbyMD™
- A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
- Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
Medical Questionnaire
- Only necessary if you're aged 60 and up.
Age Limit
- No limit.
Emergency Medical up to $5 million
- Covers unlimited trips within a year. We offer 5 different trip duration options.
- We’ve got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
- Includes medical, dental, ambulance, air evacuation and more.
StandbyMD™
- A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
- Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
Medical Questionnaire
- Only necessary if you're aged 60 and up.
Age Limit
- No limit.
Canada All-Inclusive
- The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.
Canada Medical
- The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.
Visitors to Canada
- Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.
Annual All-Inclusive
- Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.
Baggage & Personal Effects
- Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.
Rental Vehicle Damage
- $60,000 coverage for damage to a rental vehicle. No age limit.
Emergency Medical Coverage up to a combined maximum of $5 million for:
- Non COVID-19 related expenses
- COVID-19 and related complication expenses for fully vaccinated individuals
- Up to $1 million for COVID-19 and related complication expenses if not fully vaccinated
Quarantine Benefits include:
- $200/day up to $2,800 per person, or $400/day up to $5,600 per family (Maximum duration of 14 days
- Up to $500 for one-way economy airfare to return home if quarantined beyond original return date
Important information about cruise travel:
If not fully vaccinated, no coverage for COVID-19 and related complication expenses on a cruise or at any destination included in the cruise itinerary. Exception: For children 4 years old or younger who are not eligible to receive the vaccine, COVID-19 coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.